Frequently Asked Questions

We have 2 Locations to better serve you:

Greenville - 104 S Main St. Suite 800, Greenville, SC, 29601

Charleston - 1216 Yeamans Hall Rd, Hanahan, SC, 29410

When considering where to buy insurance, the choice between an Independent Agency and a Captive Agency can make a big difference in the coverage and service you receive.

Choosing an Independent Agency, like ours, gives you access to a much wider range of options. We represent 35 different carriers, which means we can shop around on your behalf to find the best coverage at the most competitive price. Unlike a Captive Agency, which is tied to just one insurance company and its products, we have the flexibility to tailor policies to your unique needs, ensuring you get exactly what you're looking for without being limited to a single provider.

In short, buying from an Independent Agency offers you more choices, better value, and personalized service that puts your needs first.

We offer a range of personal and business insurance options including auto insurance, liability insurance, property/homeowners insurance, renters insurance, general liability, workers compensation and much more.

Determining how much coverage you need depends on several factors specific to your situation. 

Here are a few things to consider:

• The value of your assets: Your home, car, and other valuable possessions need to be adequately protected.
• Your financial situation: Consider your income, savings, and overall financial stability. You want to ensure that you have enough coverage to protect yourself in case of a significant loss.
• Your family's needs: If you have dependents, you’ll want to think about how much coverage they might need if something were to happen to you.
• Legal requirements: Some types of insurance, like auto insurance, have minimum coverage requirements set by law, but you might need more depending on your situation.
• Risk tolerance: Think about how much risk you’re comfortable taking on. More coverage often means more peace of mind, but also a higher premium.

It’s a good idea to discuss your specific needs with an insurance professional who can help tailor coverage to fit your life.