Insurance that finally makes sense.
No jargon. No pressure. Just clear options for your home, car, or business.
Your coverage should protect your people, your property & your peace of mind — not confuse you.
Who we help
Built for the Lowcountry, Midlands, and Upstate — families building a life & businesses keeping the doors open.
Individuals & Families
Your home, your car, your people — covered clearly and affordably.
- Homeowners & Condo
- Auto & Specialty Vehicles
- Renters & Personal Property
- Flood & Coastal Protection
- Personal Umbrella
- Home + Auto Bundle
Businesses & Non-Profits
Protecting your mission, your people, and your operations.
- BOP & General Liability
- Commercial Property & Equipment
- Workers’ Compensation
- Commercial Auto / Fleet
- Professional Liability (E&O)
- Non-Profit & Community Organization Coverage
Personal Insurance Services
Coverage designed around the way families in South Carolina actually live.
Homeowners & Condo
Protection built for SC storms, rebuild costs, and coastal realities.
Flood Insurance (NFIP & Private)
The #1 coverage people discover too late. We shop every market.
Auto Insurance
The sweet-spot between coverage and cost — especially for families.
Renters Insurance
Protect your belongings + your liability for a shockingly low cost.
Personal Umbrella
A low-cost way to shield your assets from big unexpected claims.
Home & Auto Bundle
We run the math carrier-by-carrier to find the real savings.
Business & Non-Profit Insurance
Coverage that protects your cash flow, team, and mission — not just your buildings.
General Liability & BOP
Slip-and-falls, property damage, vendor requirements — covered cleanly.
Commercial Property
Your building, tools, inventory & equipment — protected from the unexpected.
Workers’ Compensation
Stay compliant, protect your people, control your costs.
Commercial Auto & Fleet
Coverage that matches how you actually drive.
Professional Liability (E&O)
Protection for consultants, designers, advisors & service pros.
Non-Profit & Community Organization Coverage
From youth programs to local charities, neighborhood associations, arts groups, food banks, community services, animal rescues, educational nonprofits, and faith-based ministries — we help protect the mission, volunteers, events, and property that keep your organization serving the public.
- Youth & after-school organizations
- Charities & fundraising groups
- Food banks & community service groups
- Arts, culture & theater nonprofits
- Civic clubs & neighborhood associations
- Animal rescues & humane nonprofits
- Educational nonprofits & tutoring centers
- Faith-based groups & ministries
Why people switch to TAP (and stay)
We live where you live
Lowcountry Flooding, Midland Storms, Upstate Claims — we’ve seen it all.
We shop — you choose
No carrier agendas. No scripts. Just real options.
Plain-English policies
If we can’t explain it simply, you shouldn’t be paying for it.
Get started in 3 easy steps
The fastest, simplest way to protect your home, car, or business.
1. Share a few details
Your address, vehicles, or business info — 60 seconds or less.
2. We shop for you
Multiple carriers, side-by-side options, and no pushy calls.
3. You choose confidently
We explain the coverage in plain English. You decide what fits.